Digital. Smart. Transparent.
Climate Risk Management | Decarbonisation | Sustainability Compliance
Our Climcycle Solutions are anchored where sustainability shapes strategic decisions – for banks and corporates.
Our solutions for banks
We develop current topics in the areas of ESG and Risk management together with our customers. This results in continous development in our modules that are safely secured in a cloud database. All modules are can be co-dependent but also can also be operated seperately.
As a Climcycle user, you can either connect the modules directly to your data warehouse or use them as a stand-alone platform.
GAR & Disclosure
- Automates the calculation of the Green Asset Ratio (GAR) and the Eligibility Ratio
- Fills disclosure templates for EU Taxonomy Art. 8 and Pillar 3 CRR 449a
- Is updated annually to reflect regulatory changes
- Uses a variety of public data to facilitate the filling of templates, e.g., published taxonomy quotas from companies
- Is continuously validated and audited annually as part of the financial audit
CSRD & ESRS
- Performing an automated double materiality analysis based on the portfolio.
- All ESRS areas are analyzed automatically.
- A materiality score is determined for each topic and subtopic.
- An additional guided workflow is stored for all areas, allowing each material topic to be evaluated in detail.
- Includes a final summary of all material topics and their risks and impact.
- Is continuously validated and audited annually as part of the financial audit.
Monetary Effects
- Predicts financial impacts based on ESG risk drivers, e.g., financial impacts on buildings, vehicles, revenues, profits, and disposable household income.
- Includes damage functions depending on risk driver, economic. activity, and asset type
- Updated twice a year.
- Backtested with real data once a year.
ESG Stress Test
- Simulates monetary effects in various stress scenarios in accordance with the EBA Guideline on ESG scenario analysis.
- Includes standard scenarios and institution-specific scenarios.
- Individual assumptions can be set to simulate institution-specific stress scenarios.
- Validated and reviewed annually.
ESG Risk Scoring
- Identifies ESG risks at individual and portfolio level in accordance with the EBA Guideline on the management of ESG risks.
- Over 100 ESG risk drivers in the areas E1-5, S1-4, and G1.
- Includes four different standard scenarios for simulating global warming and changes in the price of CO2.
- Includes derivation of monetary effects on collateral values and revenue values, which in turn can be used for PD and LGD changes for IFRS 9, IRB, and ICAAP.
- Validated, reviewed, and backtested annually using real data.
Biodiversity
- Identifies address-specific biodiversity data.
- Includes 22 metrics and temporal trends.
- Semi-annual updates guarantee the best possible data at all times.
- Our data serves as the basis for adequate risk management and regulatory compliance in accordance with the EBA guidelines, CSRD and EU taxonomy.
- Used for risk analysis and analysis of positive impacts.
- All models and results are validated and reviewed annually.
Physical Climate Risks
- Identifies address-specific physical climate risks.
- Includes 24 risks and 4 scenarios.
- Considers annual time slices in a period up to the year 2100.
- Semi-annual updates guarantee the best possible data at all times.
- Historical data is used to derive monetary effects.
- Our data serves as the basis for adequate risk management and regulatory compliance in accordance with the EBA guidelines, CSRD and EU taxonomy.
- Named as a best practice solution by the EBA.
- All models and results are validated and reviewed annually.
EU-Taxonomy
- Assesses taxonomy eligibility and compliance, as well as adherence to technical screening criteria (TSC) and minimum safeguards (MS).
- Covers all current sectors and economic activities of the EU Taxonomy Regulation.
- Updated twice a year to reflect regulatory changes.
- Offers a digitally optimized process including automatic text recognition, AI and dual control principle.
- Taxonomy questionnaires can be sent directly to borrowers to facilitate cooperation, e.g., for photographing an energy performance certificate.
- Audited annually by all major auditors as part of the annual audit.
CO2 Emissions,
PCAF & Decarbonization
- Calculates financed emissions in accordance with current PCAF standards.
- Includes 7 asset classes, each with 5-7 calculation methods – tailored to your data availability.
- Automatically optimizes results based on your data.
- Proposes decarbonization targets and opportunities to achieve these targets at the individual loan level.
- All calculations are accredited annually directly by PCAF.
Our solutions for Corporates
For companies, we offer comprehensive analyses of your assets from both a risk and impact perspective. With Climcycle, you have a reliable partner for essential issues such as analyzing your buildings and vehicles for CO2 emissions, physical risks and biodiversity metrics.
As a Climcycle user, you can either connect the modules directly to your existing IT system or use them as a stand-alone platform. You can also take advantage of our consulting services to evaluate specific topics such as certain logistics routes, rail networks, or power lines.
CSRD & ESRS
- Perform an automated double materiality analysis based on your company’s assets
- All ESRS areas are analyzed automatically
- A materiality score is determined for each topic and subtopic
- An additional guided workflow is stored for all areas, allowing each material topic to be evaluated in detail
- Includes a final summary of all material topics and their risks and impact
- Is continuously validated and audited annually as part of the financial audit
Monetary Effects
- Predicts financial impacts based on ESG risk drivers, e.g., financial impacts on buildings, vehicles, revenues, profits, and disposable household income
- Includes damage functions depending on risk driver, economic activity, and asset type
- Updated twice a year
- Backtested with real data once a year
ESG Risk Scoring
- Identifies over 100 ESG risk drivers in the areas E1-5, S1-4, and G1
- Includes four different standard scenarios for simulating global warming and changes in the price of CO2
- Is validated, reviewed, and backtested with real data on an annual basis
Biodiversity
- Identifies address-specific biodiversity data.
- Includes 22 metrics and temporal trends.
- Semi-annual updates guarantee the best possible data at all times.
- Our data serves as the basis for adequate risk management and regulatory compliance in accordance with EBA guidelines, CSRD and EU taxonomy.
- Will be used for risk analysis and analysis of positive impacts.
- All models and results are validated and reviewed annually.
Physical Climate Risks
- Identifies address-specific physical climate risks.
- Includes 24 risks and 4 scenarios.
- Considers annual time slices in a period up to the year 2100.
- Semi-annual updates guarantee the best possible data at all times.
- Historical data is used to derive monetary effects.
- Our data serves as the basis for adequate risk management and regulatory compliance in accordance with EBA guidelines, CSRD and EU taxonomy.
- Named as a best practice solution by the EBA.
- All models and results are validated and reviewed annually.
EU-Taxonomy
- Bewertet die Taxonomiefähigkeit und – konformität, sowie die Einhaltung der technischen Screening-Kriterien (TSC) und Mindestschutzmaßnahmen (MS)
- Beinhaltet alle aktuellen Sektoren und Wirtschaftstätigkeiten der EU-Taxonomie Verordnung
- Wird 2-mal jährlich an regulatorische Neuerungen angepasst
- Bietet einen digital optimierten Prozess inkl. automatischer Texterkennung, AI und 4-Augen-Prinzip
- Taxonomie-Fragebögen können in einem Kollaborations-Modus gemeinsam befüllt werden
- Wird jährlich von allen großen Wirtschaftsprüfern im Zuge der Jahresabschlussprüfung auditiert
CO2 Emissions
- Calculates all emissions in accordance with the GHG Protocol
- Includes models for energy, fugitive emissions, transportation, procurement, waste, business travel, vehicles, commuting, and much more
- 20,000 stored emission factors enable quick and easy calculation
- Custom emission factors can also be stored to refine the results
- All calculations are accredited annually by PCAF
Why Climcycle?
The principle behind Climcycle is simple –
a team of software developers, with strong technical backgrounds, develop current topics in constant consultation with our customers. This results in a modern, continuously updated software solution that covers all essential topics in an ESG all-in-one platform.
Climcycle’s goals are to maximise cost efficiency for regulatory compliance, maximise accuracy in risk management, and to deliver the best possible support in developing new business models.
“We chose Climcycle as our all-in-one ESG software solution because it supports us in all areas that are crucial to us.”
Raiffeisenlandesbank Niederösterreich
Why do leading banks and companies rely on Climcycle?
Climate change is altering risks and opportunities – and raising key questions.
- Which regulatory obligations affect us?
- How should we take new risks into account in risk management?
- What new business models are emerging as a result of climate change?
- Which software solutions are suitable for us?
- What data and models can we use for this? What is best practice?
- How can internal and external solutions be linked together in terms of technology, expertise, and processes?
What we offer
A constantly updated, holistically designed solution
Our fundamental thesis is that silo solutions for small individual issues often cause more problems than they solve. That is why each of our modules is part of a holistic overall picture, but can also be used individually in a modular fashion.
At Climcycle, all customers benefit from a central ESG all-in-one solution.
All our modules are continuously adapted to all framework conditions and used by over 100 banks. This means our customers benefit from an established standard solution with high regulatory compliance and extensive backtesting of the predicted financial effects.
At the same time, each institution decides for itself which market opportunities and strategic goals it pursues.
How can you use Climcycle?
Demo access
Take advantage of a free trial! Our demo periods last 10 days. You can upload sample loans or small portfolios and view the results.
Use it to get an impression of new topics or to challenge existing solutions.
License access without API connection
With a Climcycle license, you can solve all licensed topics directly in the software.
You can easily upload a portfolio via Excel or CSV, view the results in the interface, and download the results using the export function.
License access with
API connection
You can technically link Climcycle to your internal systems via API. This ensures that all data is always up to date and all user permissions are synchronized.
Use the API connection to save a lot of time in the long term.
Our customers trust Climcycle as an efficient solution for ESG
